Saturday, 17 November, 2018

NY state health insurance marketplace open for enrollment

Can how you vote in the midterms bring down the cost of health care? Mayor Bowser Kicks Off DC Health Link's 2019 Open Enrollment Period
Steve Townsend | 04 November, 2018, 03:26

Illinoisans are now able to review and purchase health insurance coverage plans available on the Get Covered Illinois website, the official health marketplace or ACA exchange, that will take effect January 1.

"From a consumer perspective, the experience should be pretty good", Kelley Turek, a policy specialist at America's Health Insurance Plans, told Axios.

Off marketplace plans have all the essential benefits offered by ACA plans, but they don't provide financial assistance.

Also, the federal government has announced planned maintenance shutdowns of HealthCare.gov on most Sunday mornings during open enrollment.

The deadline to enroll in a plan is December 15 so don't delay! Many short-term or limited plans often don't cover people with pre-existing conditions.

Yet the other move - a proposed rule unveiled Monday - could bolster ACA marketplaces by sending millions of people with job-based coverage there, armed with tax-free money from their employers to buy individual plans.

Pakistani cleric, called godfather of Taliban, assassinated in Rawalpindi
Haq also led a faction of the Jamiat Ulema-e-Islam in Pakistan, a party that wants to institute total Islamic law in the state. Yousaf Shah, Haq's spokesman, told The Associated Press that neither the attacker nor their motive was yet known.


But Ommen also praised non-ACA compliant options that he said offered an affordable option for Iowans who do not qualify for subsidies on their health care coverage, including the Farm Bureau Health Plan, a new coverage plan that was created by the Iowa Farm Bureau Federation for this coming year.

As part of last year's federal tax bill that revised the Affordable Care Act passed under President Barack Obama, there's now no penalty on federal taxes for not having health insurance, but there is a state penalty in NY.

The marketplace is a key part of the Affordable Care Act. The state has only one provider.

But Castor said signing up for health insurance will be more hard this year because President Donald Trump and Republicans in Congress have made "massive cuts" to outreach and enrollment programs. For coverage in 2018, about 82 percent of enrollees in DE were eligible for tax credits, which help reduce the cost of the monthly premium. "I urge anyone who needs high-quality, affordable health insurance to go toHealthCare.govto shop for a plan, and I encourage those who are already enrolled to go back to the website, update their information and compare plans to make sure they have the best plan to meet their health needs and their budget". New to the mix of carriers this year is Oscar Health, which is offering competitively priced bronze and silver plans.

The overall current average monthly premium in DE is $750, reduced to $223 per month after factoring the tax credit. But the ACA is still the law of the land and financial assistance is still available for low and middle-income consumers. If you don't have coverage for 2019, you'll be on your own for major health care costs, but you won't be penalized at tax time. The penalty is still in force for 2018, and when people pay their 2018 taxes they will pay a penalty for not having health insurance that is equal to the higher of these amounts: 2.5% of your annual household income or $695 per person ($347.50 per child under 18).

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